Your finances deserve the same care you give your community and family.
Thomas Wealth Management at Farther provides fiduciary retirement planning for first responders and business owners in Florida.
Retirement planning for families, business owners and first responders.
Whether you serve, run a business or care for a family, we plan around your numbers. Learn more
Retirement planning for departments and employers.
We teach retirement planning to the people who serve, and help business owners give their teams a better plan. Learn more
Comprehensive planning tailored to your goals.
Pension, investments, taxes and estate, planned together with your CPA and attorney. Explore services
Retirement planning
Your pension, DROP, 457 and Social Security, turned into income you can count on.
Learn moreOur approach.
One plan built from three parts that work together, so no decision is made in isolation. Learn more
- Schedule a meeting. A first conversation about where you are and what you want.
- Get your plan. We build it around your numbers and walk you through it.
- Put it to work. We set it in motion and meet as your life changes.
Meet Charlie.
Charlie Thomas, CFP®, MBA
Charlie grew up in Arkansas, where his family ran an assisted living facility. He saw early what a good plan does for people at the end of a working life, and what the lack of one costs.
He earned his BBA and MBA at Southern Arkansas University, became a CERTIFIED FINANCIAL PLANNER™ professional, and moved to Florida five years ago. He wants every client to see that he cares more about them than about the numbers.
More about Charlie
Why a magnolia.
It's one of the oldest flowering trees there is, and one of the toughest. Charlie chose it for the same things he wants a plan to have.
Featured perspectives.
Charlie Thomas's perspectives on the markets, Social Security, Medicare and the FRS. Learn more
Questions people ask.
The ones that come up in almost every first conversation. Learn more
Do you only work with first responders?
No. First responders are a big part of the practice, and so are business owners, retirees and families. If your finances have gotten complicated enough to want a plan, we're a fit.
Should I choose the FRS Pension Plan or the Investment Plan?
It depends on how long you'll serve, when you want to retire and how much risk you want to carry. The Pension Plan pays a lifetime benefit set by a formula. The Investment Plan is an account you own and invest. We run both against your numbers before you choose.
What is DROP, and when should I enter it?
DROP lets Pension Plan members who reach retirement keep working for a set period while their monthly benefit builds up in an account. When you enter, how long you stay and what you do with the money when you leave all change your income and your taxes, so plan them together.
Do you work with my CPA and attorney?
Yes. If they're good, we work with them. We coordinate the plan with the people you already trust, and when you need someone, we know people.
How are you paid?
A fee based on the assets we manage, or a flat fee for planning. We don't sell annuities, insurance or commission products. You'll see exactly what you pay before you sign anything.
Let's talk.
Tell us a little about where you are. We'll call you back within one business day, and the first conversation costs nothing.